(Cross-posted at Avid Editor's Insights)
Sunday, March 28, 2010
Saturday, March 27, 2010
Thursday, March 25, 2010
18 (5) EXEMPTIONS FROM INDIVIDUAL RESPONSIBILITY REQUIREMENTS.
—In the case of an individual who is seeking an exemption certificate under section 1311(d)(4)(H) from any requirement or penalty imposed by section 5000A, the following information:
(A) In the case of an individual seeking exemption based on the individual’s status as a member of an exempt religious sect or division, as a member of a health care sharing ministry, as an Indian, or as an individual eligible for a hardship exemption, such information as the Secretary shall prescribe.
And the Islamic religious fatwa against obligatory insurance:
Ruling on working in insurance companies or broker companies when insurance becomes obligatory
Health insurance is going to be compulsory for all companies and associations in our country. The insurance company will not have direct relationship with companies or associations, as there will be brokers in between, this is also compulsory.
The question is: What is the ruling on working for these brokers? Its role is basically introducing offers to companies and individuals and dealing with claims.
Praise be to Allaah.
Firstly: Health insurance is haraam like other types of commercial insurance, because it is based on ambiguity, gambling and riba (usury). This is what is stated in fatwas by the senior scholars. See the answer to question no. 39474 and 4210.
In Fataawa al-Lajnah al-Daa’imah (15/277) there is a quotation of a statement of the Council of Senior Scholars concerning the prohibition on insurance and why it is haraam:
1. Commercial insurance contracts are transactions based on probability and extreme ambiguity, because the customer cannot know at the time of signing the contract what he will give or take. He may pay one or two instalments, then calamity may strike and he will be entitled to what the insurer committed to pay. Or no calamity may happen at all, so he pays all the instalments and takes nothing. Similarly the insurer cannot know what he will give or what he will take with regard to any individual contract. In the saheeh hadeeth it says that the Prophet (peace and blessings of Allaah be upon him) forbade ambiguous transactions.
2. Commercial insurance contracts are a type of gambling, because they involve the risk of financial compensation or penalties for no offence or cause on the part of the one who is paying the penalty, or gaining without paying something in return, or paying something that is not equal to the gains. The person who is insured may pay one instalment of the insurance, then an accident occurs, so the insurer will be obliged to pay the whole amount in accordance with the insurance policy. Or no accident may occur, but he pays all the instalments of insurance and gets nothing in return. When the ambiguity becomes prevalent, it becomes like gambling, whereupon it comes under the general prohibition on gambling in the verse in which Allaah says (interpretation of the meaning):
“O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al‑Ansaab (stone altars for sacrifices to idols etc), and Al‑Azlaam (arrows for seeking luck or decision) are an abomination of Shaytaan’s (Satan’s) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful.
91. Shaytaan (Satan) wants only to excite enmity and hatred between you with intoxicants (alcoholic drinks) and gambling, and hinder you from the remembrance of Allaah and from As‑Salaah (the prayer). So, will you not then abstain?” [al-Maa’idah 5:90-91].
3. Insurance contracts include both types of riba, riba al-fadl and riba al-nasa’. If the company pays the customer or his heirs or the beneficiary more than the sum that he paid, then this is riba fadl; and usually the insurer pays this money to the customer some time after the contract, and this is riba nasa’. If the company pays the customer only what he paid, this is riba nasa’ only. Both are haraam according to the texts and scholarly consensus.
4. Commercial insurance contracts are a kind of haraam betting, because each party is getting involved in ignorance, ambiguity and gambling. Islam does not permit any type of betting except that which supports Islam and propagates Islam by means of proof and jihad. The Prophet (peace and blessings of Allaah be upon him) granted a concession allowing betting in only three cases, when he said: “There should be no (money) prizes for competitions except in camel-racing, horse-racing and archery.” Insurance does not come under these headings and cannot be likened to any of them, so it is haraam.
5. Commercial insurance contracts take a person’s money without giving him anything in return, and taking money without giving anything in return in commercial transactions is haraam, because it comes under the general meaning of the prohibition in the verse (interpretation of the meaning):
“O you who believe! Eat not up your property among yourselves unjustly except it be a trade amongst you, by mutual consent” [al-Nisa’ 4:29].
6. Commercial insurance contracts involve commitment to something that sharee’ah does not make binding. If no accident happens to the customer and he does not cause any accident, then it is merely a contract with the insurer against danger on the basis that it might happen, in return for money that the customer pays to the insurer, and the insurer does not do anything for the customer, so it is haraam. End quote.
Secondly: The fact that the state makes insurance compulsory does not make it permissible; rather the burden of sin is waived from the person or company who is obliged to do that. As for the broker company which is doing this work by choice, it is guilty of sin.
The same applies to the person who works in the insurance company or broker company; he is doing this work by choice, but this work is not permissible for him, because it is directly helping in sin, and Allaah says (interpretation of the meaning):
“Help you one another in Al‑Birr and At‑Taqwa (virtue, righteousness and piety); but do not help one another in sin and transgression. And fear Allaah. Verily, Allaah is Severe in punishment” [al-Maa’idah 5:2]
It says in Fataawa al-Lajnah al-Daa’imah (15/251):
Firstly: Commercial insurance of all types is haraam because it involves ambiguity, riba, uncertainty, gambling and consuming people’s wealth unlawfully, and other shar’i reservations.
Secondly: It is not permissible for the Muslim to get involved with insurance companies by working in administration or otherwise, because working in them comes under the heading of cooperating in sin and transgression, and Allaah forbids that as He says: “but do not help one another in sin and transgression. And fear Allaah. Verily, Allaah is Severe in punishment” [al-Maa’idah 5:2]. End quote.
And Allaah knows best.
So, it looks as though Barack Hussein Obama has found a way to successfully convert many of us to Islam. It comes down to a choice between this political atrocity rammed down our collective throats or converting to a cult we equally detest.
See you all in Hell.
(Cross-posted at SnappedShot.com and Avid Editor's Insights)
Saturday, March 20, 2010
Monday, March 15, 2010
Caves with a view, wide open areas to play and scheme against the Great Satan, communal stoning pits, and, best of all, instant ammunition should a Joo move in next door!
Everything within a stones throw away!
Images brought to you by the Evil Genius at:
(Cross-posted at SnappedShot.com)
Friday, March 12, 2010
Thursday, March 11, 2010
20 Things You Should Know About Islam, from Infidel Blogger's alliance:
1) Is a mind-control and information-control cult founded by a murderer, torturer, brigand, rapist and pedophile called Mohammed.
The mind-control and information-control aspects require that all criticism be silenced.Mind and information control:
2) Islam is Mohammed's personality cult. Has no foundations other than Mo's murderous rantings (Koran and Hadith).
The Koran consists of two conflicting parts - Meccan and Medinan (peaceful and violent respectively). The Medinan stuff supersedes ('abrogates') the Meccan stuff. Muslims act Medinan, but quote Meccan verses to the gullible infidels.
Mohammed as a cult leader:
Meccan and Medinan verses:
3) Claims to worship the same God as Christians and Jews, but in fact worships Allah - a demonic channelling through Mohammed's psychopathic ego. The Death Cult mixes garbled versions of Christian and Jewish scriptures with pagan practices such as moon and meteorite-worship, and cut-throat blood sacrifice of animals and non-believers.
Allah and God:
Origins of the koran:
Allah's pagan daughters:
Animal sacrifice to Allah:
Human sacrifice to Allah:
4) Has no rational, philosophical nor theological basis, and the whole belief-system is contradicted by science, philosophy, commonsense, human decency and internal inconsistency.
Contradictions in the koran:
5) Cannot withstand rational criticism. Can only spread and maintain itself by ignorance, illiteracy, war, terrorism, and intimidation. Islam has bloody borders and cannot co-exist peacefully with other belief systems. Winston Churchill said that Islam in a man is as dangerous as hydrophobia (rabies) in a dog.
Islamic intellectual achievements:
Intimidation against criticism and apostasy:
Bloody borders: http://chromatism.net/bloodyborders/
Islam Review article
http://www.islamreview.com/articles/poorislamists.shtml http://www.angelfire.com/moon/yoelnatan/koranwarpassages.htm http://www.citizensoldier.org/winthewar.html
6) Has a superstitious dread of images of pigs, crosses, Buddhas, Saint George (and his flag) and of course Motoons.Buddhas, crosses and teddy bears:
Piggy Banks Offend Muslims
Study of Revenge cartoon
7) Regards Islamic women as semihuman. Wife-beating, incest and child abuse (including mufa’khathat or 'thighing' - the ritual abuse of infants) are encouraged.
Treatment of women:
Infant abuse and ‘thighing’:
Truth Seeker article
Ken Lydell article
8) Regards all unbelievers (Kaffirs, Kuffar, Kufrs, Kafirs) as ritually unclean subhumans to be killed, subjugated, enslaved, exploited or parasitised. Kafirs are described by the Arabic word 'najis' - literally 'filth'. That's why Muslim hatred of Kafirs is intrinsic to their 'religion'. A Kafir doesn't need to DO anything to offend a Muslim, his very existence is enough of an affront.
Cartoon Nazi article
Treatment of kafirs:
Enslavement of kaffirs:
9) The ethical system applies only to Muslims. Allah encourages rape, pillage, extortion and enslavement of non-Muslims. Morality does not extend beyond the global gang (ummah). Muslim ethics are the ethics of the Mafia.
Loyalty to the Umma first (Ummafia)
Sixth Column article
Massacre, rape, pillage and enslavement:
Hindu Unity Article
10) Allah's followers are motivated by hatred, greed and lust. There is no love, mercy or compassion. Allah is vindictive, unpredictable, capricious and devious - "Allah leads astray whom he pleases".
Women as plunder:
Allah - Father of Lies:
11) The only religion NOT founded on The Golden Rule.
Morality is based on Mohammed's example. If Mohammed did it then it's OK for all Muslims. Hence the encouragement of rape, pillage, subjugation and murder of non-believers and the institutionalised pedophilia prevalent throughout Muslim society (justified by Mohammed's activities with Ayesha, his child sex-slave - see and listen to http://islamcomicbook.com/lyrics1.htm).
Mohammed as the example of ‘the perfect man’:
Chronicles Magazine article
12) All human relations are defined by Dominance/Subjugation. Muslims have schizoid inferiority/superiority complexes. (A well-balanced Muslim is one with a chip on each shoulder). They respect strength but despise compromise as weakness. Appeasement invites more aggression. The only political system which has been strong enough to subjugate Islam is Stalinism.
Honor/shame, dominance and subjugation:
Dr. Sanity article
13) Polygamy ensures alpha-males get extra women, leading to a shortage of women for the betas. Beta-males must either jerk off (a sin leading to hell), or form dog-packs and rape or capture kafir women as booty in a razzia, or else self-destruct in the presence of infidels then they can screw 72 mythical virgins in Allah's bordello in the sky (see and listen to http://islamcomicbook.com/lyrics3.htm).
Beta-males are often encouraged by their relatives to become suicide bombers because of the belief that such murderous 'martyrs' will be able to intercede with Allah to take 70 of their relatives to paradise with them. Polygamy and Jihad: http://www.taemag.com/issues/articleID.18649/article_detail.asp
Bomber’s relatives go to paradise:
14) Lying and deception of infidels (taqiyya) is encouraged. This may take many forms, including outright lies, feigned moderation, and condemnation of terrorist attacks to the Kaffir while rejoicing with fellow Muslims. Muslims often tend to regard themselves as victims of some group of Kafirs so they can harbor grudges against them and against Kafirs in general.
Individuals may appear law-abiding and reasonable, but they are part of a totalitarian movement, and must be considered potential killers who can flip in an instant (SJS -'Sudden Jihad Syndrome').
Real Clear Politics article
Sudden Jihad Syndrome
Lost Budgie article
15) Muslims are forbidden to befriend Kaffirs except for purposes of deceit or where conversion may be possible.
16) The Koran is Allah's final word and cannot be changed or challenged. To do so is punishable by death. Consequently, the Death Cult can never change or be reformed. The instructions to murder and rape infidels are just as valid now as the day they were written.
Since Islam cannot be modernised, the Muslims are attempting to Islamise modernity. This requires spreading Islam in the West and simultaneously preventing any criticism of the cult by intimidation and PC legislation to curtail freedom of expression.
Koran as literal word of Allah: http://www.guardian.co.uk/Archive/Article/0,4273,4048586,00.html
Koranic principles of jihad:
Intimidation and censorship:
17) Treaties and agreements with Kaffirs are made to be broken (Hudna). The word of a Muslim to a Kafir counts for nothing in the eyes of Allah. Allah is The Father Of Lies.
18) The world is divided between Dar-al-Islam and Dar-al-Harb (the domain of war, the Kufr lands). Muslims living in Dar-al-Harb must work to disrupt their host nations until these can be brought into Dar-al-Islam.
Dar al Harb and the Umma:
19) Muslims have no obligation to their host nations and in fact are encouraged to parasitise them. Welfare fraud, identity theft, forgery etc are endemic in Western Muslim populations, and serious crime against Kaffirs is regarded as normal and justified. Extortion rackets against Kafirs are mandated by the Koran ('jizya' is the Arabic term for 'protection money' payable by Jews and Christians to Muslims).
Subversion and disloyalty:
Muslim Leaders And Subversion
Muslim Reaction to Suicide Bombings
Free Republic/Pedestrian Infidel Post
Ken Lydell article
The Muslim liability and welfare dependence: http://www.islamreview.com/articles/westsunmanageable.shtml
20) The Jihadi attack on the host nation isn't just against its religion and economy, but is aimed at its very cultural identity. Islam is a complete system, including a culture, which Muslims regard as superior (despite all evidence to the contrary) to other cultures.
Muslims are therefore required to destroy the symbols of 'Jahiliya' (sometimes sp. Jahiliyya) - non-Muslim culture. In the East this has included destruction of Hindu temples and Christian churches and replacement with mosques, and destruction of Buddhist artwork and universities and replacement with heaps of rubble. This process of cultural replacement is now beginning in the West..
Destruction of Hindu and Buddhist Culture:
Tuesday, March 9, 2010
Pam Geller over at Atlas Shrugs put together an outstanding reading list for the anti-Jihad movement...
Ashamed to say, I only have four of these ten. But several others I'd recommend from my own collection (in no particular order):
"Blood of Lambs" by Kamal Saleem
"Lifting the Veil: The True Faces of Muhammad and Islam," by IQ Al Rassooli
"Understanding Muhammad - A Psychobiography" by Ali Sina
"Why We Left Islam," a collection of stories by former Muslimns
"America Alone" by Mark Steyn
Monday, March 8, 2010
John Patrick Bedell, the man who went on a shooting spree outside the Pentagon this week, was a Bush-hating, pot smoking, registered democrat. Although officials said he did not have any suspected links to terrorist groups, it was discovered this weekend that Bedell used the Arabic term “inshallah” or “God willing,” using Arabic font – “إن شاء الله” – on more than one on his internet postings.
Pentagon Shooter & Registered Democrat Used Islamic Terms, Jihad Code, Arabic Script In His Internet Postings
The Jihad our government doesn't want you to know about...
Saturday, March 6, 2010
Since everyone who stands up for human rights and freedom against Islamic supremacism and violence is branded a racist nowadays, it's useful to look at the evidence. Here is a group that is so racist that it has featured a Sikh speaker, has a youth group that bears the slogan, "Black, White and Brown Unite," and says: "We welcome members from all over the political spectrum, and with varying views on foreign policy, united against Islamic extremism and its influence on British life. Everyone from those whose ancestral roots are in pre-Roman Britain to immigrants just arrived yesterday will be welcomed into the EDL with open arms as long as they are willing to stand up with us for English values and against Islamist hate."
Many people conflate the EDL with the genuinely racist and antisemitic BNP, which I repudiate utterly, but there seems to be a good deal of evidence to suggest that the EDL is not itself racist, white supremacist, antisemitic, neo-fascist, etc. At very least, they bear watching. In any case, these charges are invariably and inevitably trotted out by Leftists and their jihadist allies whenever anyone stands up against the Islamic supremacism that would deny our freedom of speech, freedom of conscience, and equality of rights before the law. After awhile, the wolf-crying becomes obvious.
I completely agree with Mr. Spencer. Although the EDL is relatively new, it should only be judged by its mission and its promotion of unity of all people opposed to the radical, Islamic ideology.
Those who support the Jihadist movement, as well as the ignorant and uninformed in the media, have been quick to label any who oppose open immigration and multiculturalism as "fascist" and "racist". Do not allow such dishonest labeling to influence your perception of truth and reality.
As Geert Wilders so perfectly states, it is not about rejecting individuals, but rather the violent ideologies that some immigrant groups bring with them to, and impose upon, more civilized societies:
(Cross-posted at Avid Editor's Insights and SnappedShot.com)